JayAdler-Freelance Writing: Credit Card Reform May Mean Default For Most Americans JayAdler-Freelance Writing: Credit Card Reform May Mean Default For Most Americans  ¶ 11:28 PM 0 Comments

  Credit Card Reform May Mean Default For Most Americans I am presently a small business owner, Freelance Writing which is a widely displayed writing service on the Internet. I am the type of person who has a successful and rewarding career which began in 1962 on the Upper West Side of NYC where I delivered laundry bundles @ 25cents a time. I am one of these individuals who believes that just because I get a good night's sleep not worrying about household bills does not mean that as a freelance writer I cannot point out the unfairness that people are receiving with so called reform bills. Nobody in my family uses a credit card except for isolated instances. We are all debit and cash. We do not carry any credit cards on our person and file a few for the unexpected. Recently my wife became seriously ill and I chose a physician on the East Side of Manhattan connected with one of the two iconic hospitals. One of the problems never foreseen by the quick down the shoot health care bill is that a medical practice does not have to accept any insurance. You pay up front and then submit for a refund from your insurance if you can do that. So I am standing there, home being way out and I had to give them $6,000. I had brought a credit card just to be safe. When I got the bill I brought the balance down to $2000. now here's the rub as they say. The next payment at a $2500 balance had a $40 minimum payment. When you dice that up, $40 mostly out the window is a lot of money. The next bill came and it was $95 minimum, credit reform, the new calculation. I paid the balance in half immediately. So this is the reform, squeezing people in this climate. They will never be able to stay afloat with this new math.

Labels: Credit Card Reform

  ¶ 11:27 PM 0 Comments

  Woods withdraws from Players with apparent injury Woods withdraws from Players with apparent injury

Posted using ShareThis  ¶ 12:40 PM 0 Comments

  Profile - USATODAY.com Profile - USATODAY.com  ¶ 10:10 PM 0 Comments

  Verizon likely to see a subscriber onslaught MarketWatch First Take - MarketWatch Verizon likely to see a subscriber onslaught MarketWatch First Take - MarketWatch  ¶ 11:51 AM 0 Comments

    ¶ 11:20 AM 0 Comments

  The New Long Arm Of The Law Is The Bill "SELL THE SIZZLE NOT THE STEAK". That is an old sales technique that I learned in my many years of door to door selling beginning with Smith Corona copiers in 1973. Millions of car buyers never ask about the 24 valve engine or the McPherson Strut shocks but talk to them about the heated mirrors or the built in satellite radio or climate control and they take out their wallet and the sale is closed. That is why many Americans bought in to this Bill which will be another high level experiment only this time our health is at stake. The "Sizzle" in the Bill that sounded so sweet was the 26 year old kid clause, pre-existing conditions and job changing. How many of these good people were aware of the Caterpillar letter which warned of losing $100,000.000 off the bottom line or Walgreen's not filling Medicaid prescriptions. What about the mass exodus of doctors who will be shortchanged. To the best of my knowledge, a doctor does not have to accept any insurance and can demand payment immediately. What will happen to our medicines, will we have to accept substitutes. Nancy Pelosi is a multi millionaire and owns a wine vineyard. She  is the landed gentry. Just the person I want to be optimistic about my future. I would have rather brought back Dr. Spock to handle the whole thing or possibly Dr. Joyce Brothers. The American people took too much of a quick look  at the "Sizzle", did not investigate the  repercussions and Congress was taken to the woodshed pretty bad. That is why we now have in our possession the Bill that most of us who knew the score did not want at any time.

Labels: New Health Care

  ¶ 10:26 PM 0 Comments